Can Refinancing Hurt My Credit Score?

Refinancing a mortgage can be incredibly helpful financially, whether for lowering monthly payments, shortening the loan term, or pulling out equity to pay off debt or for other projects. Even as you Jul 14, 2021

Why Aren't More Borrowers Refinancing?

In a nationwide survey, Bankrate found that even as mortgage interest rates continued to fall to record lows last year, only 17 percent of borrowers refinanced last year. The survey also reported Feb 10, 2021

Is It Possible to Escape Refinance Closing Costs?

Mortgage interest rates are at record lows. According to mortgage guarantor Freddie Mac, the average rate on a 30-year fixed-rate mortgage has averaged under 3% for seven straight weeks now. There has Nov 11, 2020

Should I Pay Off Student Loans with a Home Refinance?

In today’s unpredictable COVID-19 employment environment, many Americans are feeling an economic pinch. Those who have student loans received temporary relief with the government CARES Act, but Oct 21, 2020

How Often Can I Refinance?

You refinanced your home mortgage a few months ago, but interest rates have dropped dramatically since that time. Or perhaps you have had a financial emergency pop up and it would be really helpful to Oct 14, 2020

Should I Refinance into a 15-year Mortgage Now?

Mortgage interest rates are at all-time lows right now. It’s obviously a great time to refinance for lower rates and payments. Perhaps you are interested in paying off your mortgage loan faster Aug 26, 2020